25 June 2020
When you decide to purchase a home with a mortgage loan, your first step will be getting approved for a loan. Mortgage loans come in all shapes and sizes, and you may have some decisions to make when getting yours. Here are four decisions your mortgage lender might ask you to make during this process. 1. The Length of the Loan One of the questions a mortgage lender will ask you is how long you want for the length of your loan.
18 November 2019
If you currently have a bank account or you are looking to get one soon, you will want to make sure that you are doing everything you can in order to make the most of it. Your banking account can do a lot for you, beyond just holding your money for you. Here are some of the things that you will want to keep in mind: Look For The Higher Interest Rate
24 September 2019
Knowing your credit score before applying for a loan can be helpful and understanding how lenders evaluate credit can also be informative. When you know these things, you will have a better understanding of what you need to do to qualify for a loan or to qualify for a better loan, and here are three good ways to evaluate your credit before you apply for a mortgage loan. Look at your credit utilization rate
22 July 2019
Buying a dream home doesn't exclusively involve purchasing the beautiful home you always wanted to live inside. Maybe you have dreams of earning passive income through rental properties. In today's app-driven gig economy, renting out everything from single rooms to entire homes becomes more accessible than ever. Not everyone has the money to pay for a property, but this may not be a problem. With a commercial real estate loan, a "
20 May 2019
When you're in a pinch you need the best helping hand that you can find. This is multiplied if the type of trouble you are in means that you are behind jail bars and waiting to stand before a judge. In the meantime, you will need to get help from a bail bond agent that can help you secure your freedom. With this in mind, use these strategies and begin fighting your way toward freedom and getting cleared on all charges.
15 March 2019
Bankruptcy court has the power to reorder claims or interest through the recharacterization of debt as equity. This is done to increase the amount of money that creditors can receive from a commercial debtor and also makes it possible to eliminate competing claims. Recharacterization allows for several claims to be dismissed based on provisions found in the bankruptcy code. How a Claim Can Become Subordinated In some cases, due to the inequitable conduct of one of the parties, either a creditor or debtor, a claim might arise or might be tainted.
23 December 2018
When you hear the term "off-shore trust," what comes to mind? If you've watched a lot of movies, your mind might jump to tax evasion and fraud. It's true that some unscrupulous individuals use off-shore trusts to evade the IRS and hide "dirty" money. However, off-shore trusts are not the scary, all-bad boogeyman you might think they are. Below, you will discover three myths about off-shore trusts -- and the real truth about these valuable money tools.
14 October 2018
When the inventory of available homes is low, as it currently is, it can be very difficult for prospective buyers to locate and purchase a home that is considered ready for immediate occupancy. A good way to expand the selection and help these buyers succeed in finding a suitable home to purchase is to make it easier for them to finance and repair homes that need work before they can be occupied.
24 July 2018
After the past couple of decades—can you believe it's been over 10 years since the Great Recession already?—the mortgage scene has changed considerably. From the shaky subprime loans of the '00s to the tighter qualifications during the recession to the resurgence of adjustable-rate loans now, home buyers have experienced a seesaw of requirements. Life has been pretty good lately for a lot of people, and mortgage requirements are once again being relaxed.
19 April 2018
For many individuals, their 30s are when they start to hit their stride with their career, bringing home real paychecks. This is also the time period of one's life when big expenses, outside of college, such as children and homes start to come up. Your earning potential combined with life changes mean that you need to be smart with your money in your 30s. 1. Start Living Below Your Means