7 December 2017
If you are a millennial and you are thinking about buying a house for the first time, you may have a myriad of questions and concerns. It is common to become confused by the homebuying process, especially the first time you are trying to do it. However, there are some tips that you can use to help you make the first-time home buying process as easy as possible for you. Get to know a few of these tips so you can be sure you get the best possible first house for you.
7 December 2017
For some savers, the paltry returns offered by savings accounts make it hard to find the motivation to save their extra money. One way to achieve a higher rate of return on your savings is to open an investment account. With an an investment account, you assume more risk, but you have access to a wider assortment of products, such as bonds, mutual funds, and individual stocks. Before opening your investment account, here are a few things you need to do.
15 October 2017
Obtaining a loan can be a stressful but essential step in achieving your goals or making large purchases. Sadly, individuals will frequently feel stressed about the process of applying for one of these loans. If this is the case for you, there are several key points that you may want to keep in mind before you start the application process as this will help you to proceed through this experience as confidently and informed as possible.
30 August 2017
Most people who buy homes take out a 30-year mortgage; this has just become the standard in the United States. However, many lenders also offer 15-year mortgages. Because they are paid over a shorter time period, they result in a smaller amount of interest paid over the life of the loan. A 15-year mortgage is not for everyone, but here are four signs it may be right for you. You have a steady, predictable income.
11 February 2016
Online banking has become so popular that it's now preferred by a higher percentage of banking customers than those who prefer branch or telephone banking. Today, 36% of banking occurs online and 29% is done by mobile phone. And there's a good reason for this. Online banking is very convenient in comparison with having to drive to the bank and stand in a line. But the trend is not without its risks.
1 February 2016
As a coin enthusiast, you probably know that altering the surfaces of old coins is frowned upon by coin grading agencies, and you've likely taught yourself how to recognize a coin that has been chemically altered. Chemicals aren't the only way dishonest individuals are trying to make coins look to be in better conditions than they actually are, though. Read on to learn about three weird ways crooks are cleaning up coins, and how to spot them.
29 January 2016
Investing in gold Bullion coins is an attractive idea for many people, but when you're just starting out, it's easy to make expensive mistakes. If you are thinking about or just started buying gold coins for investment purposes, check out these five beginner tips so you make the best investment decisions possible and don't end up spending too much. Know What Is Worth Buying Not all gold Bullion coins are the same.
13 January 2016
If you have old pieces of gold jewelry lying around, you may be thinking of selling them to get some extra cash. However, this is a very competitive field and prices fluctuate often as the price of gold goes up and down. As such, the amount you get from one buyer on one day can vary from the amount you get from another buyer on another day. If you have never sold gold before, you may be wondering how to get top dollar for your old jewelry.
12 January 2016
Illegal immigration is a huge problem in the U.S. and affects the entire nation as a whole. In 2013, both the U.S. Customs and Border Protection and U.S. Immigration and Customs Enforcement made a total of 662,483 arrests. Those who are arrested have the option of posting bail. This gives the defendant an opportunity to hire a lawyer, develop a case and gather up the evidence that they need for their court hearing.
8 December 2015
Perhaps one of the most frustrating things about getting behind on bills is the need to pay late charges and, often, overdraft fees. If you are only one day late on paying a credit card, for example, the company might assess a late charge that is greater than the minimum payment! If that check bounces, your bank will likely institute an overdraft fee. Take a look at some ways to nip the cycle in the bud and avoid paying late charges and overdraft fees.