Beautifying Your Financial Picture

  • How Much Do You Really Know About Off-Shore Trusts?

    23 December 2018

    When you hear the term "off-shore trust," what comes to mind? If you've watched a lot of movies, your mind might jump to tax evasion and fraud. It's true that some unscrupulous individuals use off-shore trusts to evade the IRS and hide "dirty" money. However, off-shore trusts are not the scary, all-bad boogeyman you might think they are. Below, you will discover three myths about off-shore trusts -- and the real truth about these valuable money tools.

  • 3 Reasons to Use the FHA 203K Home Loan When Buying a Foreclosure

    14 October 2018

    When the inventory of available homes is low, as it currently is, it can be very difficult for prospective buyers to locate and purchase a home that is considered ready for immediate occupancy. A good way to expand the selection and help these buyers succeed in finding a suitable home to purchase is to make it easier for them to finance and repair homes that need work before they can be occupied.

  • Staying Above Water: Ways To Make Your Mortgage More Manageable

    24 July 2018

    After the past couple of decades—can you believe it's been over 10 years since the Great Recession already?—the mortgage scene has changed considerably. From the shaky subprime loans of the '00s to the tighter qualifications during the recession to the resurgence of adjustable-rate loans now, home buyers have experienced a seesaw of requirements. Life has been pretty good lately for a lot of people, and mortgage requirements are once again being relaxed.

  • In Your 30s? 3 Ways To Take Care Of Your Finances

    19 April 2018

    For many individuals, their 30s are when they start to hit their stride with their career, bringing home real paychecks. This is also the time period of one's life when big expenses, outside of college, such as children and homes start to come up. Your earning potential combined with life changes mean that you need to be smart with your money in your 30s. 1. Start Living Below Your Means

  • What Millennials Should Know About Buying Their First House

    7 December 2017

    If you are a millennial and you are thinking about buying a house for the first time, you may have a myriad of questions and concerns. It is common to become confused by the homebuying process, especially the first time you are trying to do it. However, there are some tips that you can use to help you make the first-time home buying process as easy as possible for you. Get to know a few of these tips so you can be sure you get the best possible first house for you.

  • Three Things You Need To Do Before You Open An Investment Account

    7 December 2017

    For some savers, the paltry returns offered by savings accounts make it hard to find the motivation to save their extra money. One way to achieve a higher rate of return on your savings is to open an investment account. With an an investment account, you assume more risk, but you have access to a wider assortment of products, such as bonds, mutual funds, and individual stocks. Before opening your investment account, here are a few things you need to do.

  • Common Questions About Obtaining A Consumer Loan

    15 October 2017

    Obtaining a loan can be a stressful but essential step in achieving your goals or making large purchases. Sadly, individuals will frequently feel stressed about the process of applying for one of these loans. If this is the case for you, there are several key points that you may want to keep in mind before you start the application process as this will help you to proceed through this experience as confidently and informed as possible.