Beautifying Your Financial Picture

  • What Millennials Should Know About Buying Their First House

    7 December 2017

    If you are a millennial and you are thinking about buying a house for the first time, you may have a myriad of questions and concerns. It is common to become confused by the homebuying process, especially the first time you are trying to do it. However, there are some tips that you can use to help you make the first-time home buying process as easy as possible for you. Get to know a few of these tips so you can be sure you get the best possible first house for you.

  • Three Things You Need To Do Before You Open An Investment Account

    7 December 2017

    For some savers, the paltry returns offered by savings accounts make it hard to find the motivation to save their extra money. One way to achieve a higher rate of return on your savings is to open an investment account. With an an investment account, you assume more risk, but you have access to a wider assortment of products, such as bonds, mutual funds, and individual stocks. Before opening your investment account, here are a few things you need to do.

  • Common Questions About Obtaining A Consumer Loan

    15 October 2017

    Obtaining a loan can be a stressful but essential step in achieving your goals or making large purchases. Sadly, individuals will frequently feel stressed about the process of applying for one of these loans. If this is the case for you, there are several key points that you may want to keep in mind before you start the application process as this will help you to proceed through this experience as confidently and informed as possible.

  • Four Signs A 15-Year Mortgage Is Right For You

    30 August 2017

    Most people who buy homes take out a 30-year mortgage; this has just become the standard in the United States. However, many lenders also offer 15-year mortgages. Because they are paid over a shorter time period, they result in a smaller amount of interest paid over the life of the loan. A 15-year mortgage is not for everyone, but here are four signs it may be right for you. You have a steady, predictable income.